Maybe you caused a car accident and the other driver complains that she got whiplash, or perhaps a party guest fell down your stairs and insists that they slipped on a puddle or toy that shouldn’t have been there. Heck, maybe the neighbor’s kid was climbing a tree on your property, fell, and now the parents are sticking you with a lawsuit.

Receiving notification of a lawsuit can be scary, but oftentimes the situation is not as bad as you might believe. In all of the examples above, as long as you have car insurance and homeowner’s insurance, your policies should cover these situations.

It is rare for someone to sue an individual for a personal injury; in most cases, they simply want a payout from your insurance company. In these cases, you will need to forward all material to your insurance provider, and they will take it from there. They have entire departments dedicated to evaluating, fighting, and settling claims against their clients.

However, if you do not have insurance, or if the injured individual is particularly vindictive, they may come after you personally. In this case, your best option is to hire a lawyer who specializes in personal injury who can assess the merits of the case and advise you. If you live in Temecula, California and need help with a personal injury lawsuit against you, contact the attorneys at Albrecht & Albrecht to schedule a review of your case.

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