Let’s say that you were at a friend’s house, and you slipped on a child’s toy that had been left on the stair. You fell, injured your back, and were not able to work for several months. You have standing to submit a compensation claim against the friend’s homeowner’s policy. However, it is in the best interest of the insurance company to find a way to deny your claim so that they won’t have to pay out.
One of the most common ways an insurance company will try to invalidate your claim is to try and prove that you were not using the property “normally.” If they can prove that you were not acting in a way that a normal property owner could have logically foreseen, they can win their case.
So, for example, if you were sliding down the bannister of your friend’s house when you fell, your claim is likely to be denied.
If you live in Temecula and think you have a personal injury case, contact the attorneys at Albrecht & Albrecht. We would be happy to review your case and help you get the compensation that you deserve.